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Kebebasan Berkontrak dan Perlindungan yang Seimbang bagi para pihak dalam Perjanjian Kredit Bank di Indonesia

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Buku ini menganalisis secara kritis penerapan asas kebebasan berkontrak dalam pembuatan perjanjian kredit perbankan baku (standard contract) di Indonesia serta pentingnya mewujudkan perlindungan hukum yang seimbang bagi kreditor (bank) dan debitor (nasabah). Penulis menyoroti ketimpangan posisi tawar antara pihak bank dan nasabah, keabsahan klausula eksonerasi, serta perlunya regulasi dan asas kepatutan untuk mencegah klausula baku yang memberatkan demi menjaga keadilan serta kepastian hukum dalam kegiatan perbankan nasional. --- This book critically analyzes the application of the freedom of contract principle in standardized bank loan agreements (standard contracts) in Indonesia and underscores the necessity of establishing balanced legal protection for both creditors (banks) and debtors (customers). The author highlights bargaining power disparities, the validity of exoneration clauses, and the imperative for regulatory frameworks and equity principles to prevent oppressive standard terms and ensure fairness and legal certainty within national banking practices.

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Detail Information

Series Title

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Call Number

346.082 SJA

Publisher

Jakarta : Institut Bankir Indonesia., 1993

Collation

xx, 412 hlm. ; 23 cm.

Language

Indonesia

ISBN/ISSN

9789794213568

Classification

346.082 SJA

Content Type

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Media Type

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Carrier Type

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Edition

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Subject(s)

Kebebasan Berkontrak
Hukum Perjanjian Kredit -- Indonesia
Liberty of contract -- Indonesia
Banking law -- Indonesia

Specific Detail Info

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Statement of Responsibility

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